Editorial policy

Our goal is accurate, useful, plain-English information you can verify.

Sources

We rely first on primary, official sources: HealthCare.gov, Medicare.gov, CMS, the IRS, the U.S. Department of Labor, HHS/ASPE and state regulators, and on respected nonpartisan research such as KFF. Each guide lists its sources with the date we accessed them.

No invented numbers

We don't publish made-up premiums, quotes or statistics. When we show an example calculation, we label it as illustrative. Real prices depend on your location, age, household and income.

Review and updates

Each guide shows a "last reviewed" date. We review guides when rules change (for example new IRS limits, Open Enrollment dates or federal rules) and at least before each Open Enrollment season. Guides are reviewed by [EDITOR NAME / BIO].

Independence from referral partners

Partners don't write, review or approve our content, and referral fees don't affect what we say about plan types or options. We always point to free official options alongside any partner link.

Corrections

Spot an error? Email [email protected] with the page and the source, and we'll review it promptly.